How You Can ‘Earn’ Benefits from Time Banking

Time banking is giving service with your skills and talent to known or unknown people by investing time and earning it as your credit. In return, you can ask for the service of your neighbor or some other person of your knowing with their set of skills. It’s a service exchange system capitalizing on human […]

5 Ways You Can Minimize Your Pet Expenses

Americans share a special love towards their pets. This is clearly visible in APPA National Pet Owners survey, according to which, 65 per cent of US households own at least one pet. The same organization, in another survey, estimates an average annual spending of $1549 on dogs and $988 on cats by these households. We […]

7 Money-Saving Hacks That Cost You More Time and Trouble

Money-saving strategies and hacks help you save money even on a small budget. Some of the money-saving strategies are really worth your time and trouble. However, there are some hacks that may appear to be the best ways to save, but in reality can cost you more time and trouble. Here are 7 money-saving hacks […]

Survey: 69% of Americans Have Less Than $1,000 in Savings

Most Americans are increasingly moving toward a future with dismal savings. Part of the problem is many people live beyond their means, but that’s merely a symptom of a bigger issue. The middle class is disappearing as incomes are stagnant while the cost of living rises. According to a new survey, many Americans are still […]

Study: 66 Million US Adults Have No Emergency Fund

What if the economy were to take another huge nosedive like it did in 2008? Would you be prepared for it? If you’re like over 65 million Americans, probably not. According to a June 2016 Bankrate survey published by NBC News, a third of those people are between the ages of 36 and 51 and […]