When to Use Your Savings to Pay off Debt

All of us understand the value of savings, but tragically, this is a challenging goal to attain for many Americans, as claimed by National Debt Relief (NDR), US. While it’s logical to eliminate debt first, many people have trouble deciding whether it’s a good idea to use savings to pay off debt or not. Financial […]

How You Can Easily Avoid the Payday Loan Debt Cycle

Payday loans are small, short-term cash advances used to cover up any financial emergency. They are very useful for unexpected situations like- medical bills, car repairs or utility bills where you need instant cash. But, before you apply for payday loans, you should be aware of the payday loan laws of your state and know […]

5 Craziest Things People Do to Be Debt-Free

Owing money, whether it’s to the bank or to a relative, isn’t a good feeling. If you’ve ever owed somebody $20 and had them ask for it back, you know that repaying money can make any situation pretty uncomfortable. The fact that debt makes people so nervous also leads to lots of repayment schemes that […]