5 Situations When You Should Not Consider Saving and Investing

Saving and investing is what makes your future secure and comfortable and you should always save a certain percentage of your income. You should also invest a part of it to build a better future for you and your family. However, there are times when you’re burdened with increasing debt part of your personal finances […]

10 Money-Management Tools to Effectively Manage Your Personal Finance

To those who feel guilty that they are not managing their personal finances in a disciplined way, the good news is that majority of people are going the same route. If it were 80s, we could have blamed it on the absence of money-management tools, but we live in the age of information which has […]

7 Important Financial Lessons You Can Learn From 2016

As we have come closer to the end of the year, it’s time for retrospection. It’s time to keep track of your finances in 2016 and analyze your income, expenses, and spending habits to identify what financial mistakes you have done in 2016. This will help you determine whether 2016 was financially good or bad […]

7 Bad Financial Habits That Can Lead to Debt

Your financial habits play an important role for a successful financial future. Good spending and saving habits are the keys to reach financial success. But, there are also a lot of bad financial habits that can lead you into debt. Getting rid of these habits will help you save more money, avoid debt and be […]

How to Rescue Yourself from the Debt Trap

You usually get trapped in debt due to your bad spending habits or some unavoidable circumstances like job loss, sudden medical emergencies and other financial problems. But with proper financial planning and a positive frame of mind, you can avoid the debt trap and get out of it in no time. Stay focused and don’t […]