5 Smart Ways to Start Building Credit from Scratch

Nearly one in every 10 US adults don’t have a credit history with any nationwide credit reporting agency. This includes young people who have just started their adult lives and people who favor cash transactions instead of credit. An established credit history is important to get any loan. Lenders check your credit report and credit […]

7 Reasons That May Have Caused Your Credit Score to Drop

Everything financial seems to depend on your credit score. If you’ve been observing your credit score closely and detected that it abruptly took a drop, it could be due to numerous factors. You should realize what is causing your credit score to change and what you can do to prevent it. Here are seven probable […]

Credit Scores: Exposing 5 Common Myths

Let’s confront it, credit scores can be a riddle due to the overwhelming misinformation out there. While it is essential to have good credit, it isn’t wise to trust everything you hear on what harms or improves your credit scores. Misguided by the myths, one wrong move, even with great intentions, could send your credit […]