6 Smart Tips to Host a Thanksgiving Dinner for Under $80

Thanksgiving dinner can be extremely expensive if you choose to take on the entire event by yourself. There are several different ways you can cut corners financially and still prepare a meal fit for the pickiest eaters. Instead of stressing over the financial aspect of the meal, focus on getting back to basics. This approach […]

New Payday Loans Rules: Are They Going to Help Consumers?

New rules have been proposed to make it harder for consumers to borrow from payday lenders. Those who borrow $500 or less can end up paying much more in fees if they don’t repay the loan within a few weeks. The truth is consumers will continue to get trapped in debt until they learn how […]

5 Financial Lessons from This Year’s Presidential Candidates

Regardless of who wins this year’s presidential election, there are many financial lessons you can take away from the candidates. Stories of their business successes and failures can teach us many valuable lessons that will help us achieve financial independence. Here are 5 financial lessons you can take from this year’s presidential candidates: Set Financial […]

Fear of Payday Loans: Better Understand it First

Even though payday loans provide a helpful service to hard working people who need to pay for emergencies, they sometimes take the heat for a bad economy. The problem is that the economy is so uncertain and everyone’s budgets keep getting tighter. Here are reasons why it’s wise to study payday loans before pursuing them: […]

How to Rescue Yourself from the Debt Trap

You usually get trapped in debt due to your bad spending habits or some unavoidable circumstances like job loss, sudden medical emergencies and other financial problems. But with proper financial planning and a positive frame of mind, you can avoid the debt trap and get out of it in no time. Stay focused and don’t […]

10 Scary Movies You Need to Watch This Halloween

Scary movies and candy are basically what the Halloween holiday is all about. Whether you’re a horror aficionado or you just like a good scare once in a while, there are some movies you just can’t miss this year. Here’s a list of ten scary movies you need to watch this Halloween. Whether you watch […]

10 Not-So-Scary Ways to Save Money This Halloween

Halloween is probably the most fun-filled and exciting holiday, but it can be expensive too. Getting Halloween costumes, decorations, candies and treats can be scary for your wallet. However, there are many affordable ways to celebrate Halloween in style without breaking the bank. Use these easy tips to save money on this spooky holiday: Reuse […]

Survey: 69% of Americans Have Less Than $1,000 in Savings

Most Americans are increasingly moving toward a future with dismal savings. Part of the problem is many people live beyond their means, but that’s merely a symptom of a bigger issue. The middle class is disappearing as incomes are stagnant while the cost of living rises. According to a new survey, many Americans are still […]

Illegal Money Habits You Should Avoid – Infographic

You may be surprised to know that there are many financial habits you might have which are considered illegal. You might be doing them as everyone else is doing or you are just trying to help someone. Although there are less chances that you might be caught but the consequences of these financial habits can […]

Is It Possible to Live Without Loans?

Do you feel that it’s impossible to live without loans? Think twice! It might appear difficult, but you can live without debt by following a practical and disciplined lifestyle. It will require willpower and strong commitment, but not a single penny of your hard earned money should be wasted. Here are some ways that will […]