While you might still be trying to squeeze the last days out of summer, it’s time for many consumers to begin thinking about their holiday shopping plans. Beginning your holiday shopping this year sooner than ever makes sense; here’s why.
Early Deals: No one goes shopping on Black Friday (or Cyber Monday) anymore! Trying to get those deals is a fool’s game, which in recent years has even led to tragedies happening at the midnight sales themselves.
Biz Report indicates that there will be numerous coupons and sales for people to get their shopping done early. Retail Me Not says that a staggering number of people will have already begun, and in some cases finished, their holiday shopping by the beginning of November!
Family: The recession and really terrible job forecast that has emerged in recent years has had one positive impact. As people have been forced to tighten their budget belts, they have spent a lot more time with family and friends. This only naturally translates to the month of December.
Who wants to be fighting the crowds and the insanity when they could be with their family instead? People are crossing items off their shopping list earlier and avoiding the pandemonium that is December shopping.
Costs: People are really hoping to make good on their promises to themselves and to their spouses to stay out of debt this year. One easy way to fall into that trap is by incurring too much new debt on credit at the end of the year. A bonus of shopping early is that families are able to restrict their budgets.
If everyone only spends $100 on holiday shopping there won’t be this swooning credit card bill at year’s end. There are many resources available to help you afford the gifts you want to buy as well. Online coupon and savings sites and online payday loans are very helpful for purchasing everything you need and not feeling the financial pinch of holiday spending.
By getting your holiday shopping done before December, you will not only find better deals and not feel the stress of finding last minute items; you’ll also be able to stick to your family budget better and start off the new year on the right foot.