Figuring the Size of Your Emergency Fund

Creating an emergency fund can keep you from having to dip into your retirement savings, or into money that you have budgeted for other essentials. It is one of the keys to healthy finances. When planning your emergency fund, the big question relates to size: how much do you need to save? A rule of […]

How You Can ‘Earn’ Benefits from Time Banking

Time banking is giving service with your skills and talent to known or unknown people by investing time and earning it as your credit. In return, you can ask for the service of your neighbor or some other person of your knowing with their set of skills. It’s a service exchange system capitalizing on human […]