7 Summer Reads for Managing Your Personal Finance

Summer is reaching the bay, and it’s time you must plan in advance about how you are going to spend your resting days. Some of you must have already planned going for an outing with your friends, and some of you to visit your granny’s place or to go on a vacation. How about making […]

Tax Identity Theft: What You Can Do to Protect Yourself

Tax identity theft is when a criminal uses your Social Security number to file a tax return on your behalf to claim the tax refund. Unfortunately, you come to know about the theft when you try to file your return and get a message that one is already filed with your SSN. There were many […]

5 Types of Friends Who Are Not Good for Your Finances

Do you have any friends who are negatively affecting your finances or spending habits? It’s time to identify such financial frenemies and lay down some ground rules to neutralize their effect on your finances. Take a closer look at your spending patterns when you are with your friends and watch out which friends are costing […]

5 Mistakes to Avoid When Teaching Financial Habits to Kids

Are you a perfect financial role model for your children? You should follow good financial habits as children learn from your habits rather than what you teach them. If you are paying your bills late, spending on unnecessary purchases or excessively using your credit card, you may be teaching bad habits to your children. It’s […]

8 Budget Friendly Vacation Spots You Must Visit in 2017

The world is full of lovely destinations that you wish to visit. But before planning a vacation, you have to consider your budget and choose such destinations which are easy on your pocket, because traveling to every destination isn’t cheap enough. There are many things that may end up increasing the budget you expected. Here […]

7 Bad Financial Habits That Can Lead to Debt

Your financial habits play an important role for a successful financial future. Good spending and saving habits are the keys to reach financial success. But, there are also a lot of bad financial habits that can lead you into debt. Getting rid of these habits will help you save more money, avoid debt and be […]

9 Smart Tips to Save Money on Black Friday and Cyber Monday

Black Friday and Cyber Monday- the best days to shop are on their way. You get amazing deals and discounts that make it worth standing in long lines and braving the crowd. But before you venture out to get these deals, you should make sure that you are getting the best deals and making the […]

Fear of Payday Loans: Better Understand it First

Even though payday loans provide a helpful service to hard working people who need to pay for emergencies, they sometimes take the heat for a bad economy. The problem is that the economy is so uncertain and everyone’s budgets keep getting tighter. Here are reasons why it’s wise to study payday loans before pursuing them: […]

How to Rescue Yourself from the Debt Trap

You usually get trapped in debt due to your bad spending habits or some unavoidable circumstances like job loss, sudden medical emergencies and other financial problems. But with proper financial planning and a positive frame of mind, you can avoid the debt trap and get out of it in no time. Stay focused and don’t […]

Is It Possible to Live Without Loans?

Do you feel that it’s impossible to live without loans? Think twice! It might appear difficult, but you can live without debt by following a practical and disciplined lifestyle. It will require willpower and strong commitment, but not a single penny of your hard earned money should be wasted. Here are some ways that will […]