Figuring the Size of Your Emergency Fund

Creating an emergency fund can keep you from having to dip into your retirement savings, or into money that you have budgeted for other essentials. It is one of the keys to healthy finances. When planning your emergency fund, the big question relates to size: how much do you need to save? A rule of […]

7 Simple Tips to Avoid Overspending This Christmas

Christmas is the largest gift-giving holiday season and accounts for 30% of total annual sales. Americans spend 9 times the amount of money on shopping during Christmas than any other holiday season. The holiday spirit makes you spend on gifts, decorations, parties and meals. However, you may regret this overspending later on. It could mean […]

10 Not-So-Scary Ways to Save Money This Halloween

Halloween is probably the most fun-filled and exciting holiday, but it can be expensive too. Getting Halloween costumes, decorations, candies and treats can be scary for your wallet. However, there are many affordable ways to celebrate Halloween in style without breaking the bank. Use these easy tips to save money on this spooky holiday: Reuse […]

How to Pay for Unexpected Car Servicing Costs

When your car suddenly breaks down and you need to take it for repairs, you must have some emergency cash to spend. What if you do not have any emergency funds and your friends or family are also broke? Simple, apply for a payday loan. If you use your car for your daily errands, you […]

Is a Double-Dip Recession Possible in 2013?

For the first time since 2007, investors are seeing major stock indices reaching new highs in the market. These new highs have managed to generate a lot of excitement and enthusiasm amongst investors. And it is not surprising, considering that after a long time Dow Jones Industrial Average is once again nearing 14,000. Why This […]