Spending Ban: How Beneficial and Harmful?

What do you do when you’ve already spent the entire salary even before you cut a week off the calendar in a month – ask your friend for some advances, or call your sister for a money transfer, or simply avail a payday loan from whatever party ready to provide! Well, whatever you do and […]

7 Summer Reads for Managing Your Personal Finance

Summer is reaching the bay, and it’s time you must plan in advance about how you are going to spend your resting days. Some of you must have already planned going for an outing with your friends, and some of you to visit your granny’s place or to go on a vacation. How about making […]

Tax Identity Theft: What You Can Do to Protect Yourself

Tax identity theft is when a criminal uses your Social Security number to file a tax return on your behalf to claim the tax refund. Unfortunately, you come to know about the theft when you try to file your return and get a message that one is already filed with your SSN. There were many […]

5 Types of Friends Who Are Not Good for Your Finances

Do you have any friends who are negatively affecting your finances or spending habits? It’s time to identify such financial frenemies and lay down some ground rules to neutralize their effect on your finances. Take a closer look at your spending patterns when you are with your friends and watch out which friends are costing […]

7 Money-Saving Hacks That Cost You More Time and Trouble

Money-saving strategies and hacks help you save money even on a small budget. Some of the money-saving strategies are really worth your time and trouble. However, there are some hacks that may appear to be the best ways to save, but in reality can cost you more time and trouble. Here are 7 money-saving hacks […]

5 Mistakes to Avoid When Teaching Financial Habits to Kids

Are you a perfect financial role model for your children? You should follow good financial habits as children learn from your habits rather than what you teach them. If you are paying your bills late, spending on unnecessary purchases or excessively using your credit card, you may be teaching bad habits to your children. It’s […]

10 Smart Tips to Save Money This Valentine’s Day

Valentine’s Day can be an expensive day for you. You have to shell out big bucks for fancy jewelry, lavish gifts, beautiful cards and a romantic dinner. However, you can save money by being creative and thinking outside the expensive gifts. Expressing love does not have to be expensive. You can show your love even […]

9 Tax Filing Mistakes You Should Never Make on Your Return

You tend to rush through your tax return when you see that the tax-filing deadline is coming closer. This can result in mistakes on your tax form which can slow down the processing of your return, cause a delay in your tax refunds or even result in an IRS audit. Don’t rush through your tax […]

How You Can Easily Avoid the Payday Loan Debt Cycle

Payday loans are small, short-term cash advances used to cover up any financial emergency. They are very useful for unexpected situations like- medical bills, car repairs or utility bills where you need instant cash. But, before you apply for payday loans, you should be aware of the payday loan laws of your state and know […]

5 Easy and Useful Tips to Prepare Yourself for the Tax Season

It’s time to start preparing for the tax season so you can file your tax return successfully and get a heavy refund check. By being prepared now, you will be able to file your return efficiently without getting any complications from the IRS. Get your tax preparation started right away and have a sigh of […]