What Would Happen if Payday Loans Are Outlawed [Infographic]

As there have been some restrictions on payday lending in certain states, there is a possibility that they would be outlawed. But if they are banned, it could affect the customers who expect to meet their financial emergency needs with the help of these loans. They will have no viable alternatives available in case of […]

5 Craziest Things People Do to Be Debt-Free

Owing money, whether it’s to the bank or to a relative, isn’t a good feeling. If you’ve ever owed somebody $20 and had them ask for it back, you know that repaying money can make any situation pretty uncomfortable. The fact that debt makes people so nervous also leads to lots of repayment schemes that […]

6 Tips to Make the Best Use of 401k in Your 40s

Your 40s is an exciting crossroads between youth and middle age. While you’re planning for the future, this is certainly a period in which it’s wise to make sure your retirement plan is in place and earning value. Here are six essential tips on how to protect and grow a 401k so that you won’t […]

Study: 66 Million US Adults Have No Emergency Fund

What if the economy were to take another huge nosedive like it did in 2008? Would you be prepared for it? If you’re like over 65 million Americans, probably not. According to a June 2016 Bankrate survey published by NBC News, a third of those people are between the ages of 36 and 51 and […]

Father’s Day: It’s Time to Repay your Super Dad

This father’s day, you have a chance to repay him. Big fancy gifts are not what you would need to win his heart. A small ‘thank you’ card, small bouquet with a handwritten message, a mug with pictures of you and him together printed on it or any such small gesture of conveying your love […]

5 Funny Excuses People Make For Not Saving

Why you should not save seems quite counterintuitive, doesn’t it? Everyone’s giving bits of advice on why you should start saving now. But, when it comes to saving money, 62% Americans have no emergency savings or have less than $1000 in their savings account, as a survey by GOBankingRates.com revealed. Do you too have some […]

10 Expert Tips to Help You Spring Clean Your Finances

Spring-cleaning isn’t just for your home. You can spring-clean your finances too. Everyone needs to keep track of their finances carefully to maintain control of their money. Failing to establish a budget is a top cause of financial chaos. It is of utmost importance to constantly be aware of how much money is necessary and […]

5 Situations When You Shouldn’t Apply for Payday Loans Online

Online payday loans need no introduction today. They are nothing less than a boon for individuals with a bad credit score. It doesn’t matter what type of need or financial crunch you are facing – a payday loan is always available when you need it the most. What makes it better over other traditional bank […]

7 Best TV Shows to Learn About Finance

Watching TV is a great way to wind down after a hard day, but it can also help you improve your financial knowledge. There are many financial shows out there that can help you grow and improve your financial life. They would help you better understand the financial terms and concepts and would improve your […]

5 Simple Hacks to Maximize Your Tax Refund

Your tax refunds are nothing less than surprising Christmas gifts that arrive in the springtime. With a sudden boost in your bank account, you might plan to go out for a family vacation or on a shopping spree. Others may plan to put the tax returns in an investment account or pay off a debt […]