7 Simple Tips to Avoid Overspending This Christmas

Christmas is the largest gift-giving holiday season and accounts for 30% of total annual sales. Americans spend 9 times the amount of money on shopping during Christmas than any other holiday season. The holiday spirit makes you spend on gifts, decorations, parties and meals. However, you may regret this overspending later on. It could mean […]

7 Bad Financial Habits That Can Lead to Debt

Your financial habits play an important role for a successful financial future. Good spending and saving habits are the keys to reach financial success. But, there are also a lot of bad financial habits that can lead you into debt. Getting rid of these habits will help you save more money, avoid debt and be […]

9 Smart Tips to Save Money on Black Friday and Cyber Monday

Black Friday and Cyber Monday- the best days to shop are on their way. You get amazing deals and discounts that make it worth standing in long lines and braving the crowd. But before you venture out to get these deals, you should make sure that you are getting the best deals and making the […]

What Would Be the Impact of Trump’s Victory on the US Economy?

The election of Donald Trump as President of the United States has raised many questions about the nation’s economic future. The stock market rallied the rest of the week, from Wednesday through Friday, indicating that big investors were pleased with the election results. Here is a deeper look into how Trump’s administration might affect the […]

6 Smart Tips to Host a Thanksgiving Dinner for Under $80

Thanksgiving dinner can be extremely expensive if you choose to take on the entire event by yourself. There are several different ways you can cut corners financially and still prepare a meal fit for the pickiest eaters. Instead of stressing over the financial aspect of the meal, focus on getting back to basics. This approach […]

New Payday Loans Rules: Are They Going to Help Consumers?

New rules have been proposed to make it harder for consumers to borrow from payday lenders. Those who borrow $500 or less can end up paying much more in fees if they don’t repay the loan within a few weeks. The truth is consumers will continue to get trapped in debt until they learn how […]

5 Financial Lessons from This Year’s Presidential Candidates

Regardless of who wins this year’s presidential election, there are many financial lessons you can take away from the candidates. Stories of their business successes and failures can teach us many valuable lessons that will help us achieve financial independence. Here are 5 financial lessons you can take from this year’s presidential candidates: Set Financial […]

Fear of Payday Loans: Better Understand it First

Even though payday loans provide a helpful service to hard working people who need to pay for emergencies, they sometimes take the heat for a bad economy. The problem is that the economy is so uncertain and everyone’s budgets keep getting tighter. Here are reasons why it’s wise to study payday loans before pursuing them: […]

How to Rescue Yourself from the Debt Trap

You usually get trapped in debt due to your bad spending habits or some unavoidable circumstances like job loss, sudden medical emergencies and other financial problems. But with proper financial planning and a positive frame of mind, you can avoid the debt trap and get out of it in no time. Stay focused and don’t […]

10 Scary Movies You Need to Watch This Halloween

Scary movies and candy are basically what the Halloween holiday is all about. Whether you’re a horror aficionado or you just like a good scare once in a while, there are some movies you just can’t miss this year. Here’s a list of ten scary movies you need to watch this Halloween. Whether you watch […]