Survey: 69% of Americans Have Less Than $1,000 in Savings

Most Americans are increasingly moving toward a future with dismal savings. Part of the problem is many people live beyond their means, but that’s merely a symptom of a bigger issue. The middle class is disappearing as incomes are stagnant while the cost of living rises. According to a new survey, many Americans are still […]

Illegal Money Habits You Should Avoid – Infographic

You may be surprised to know that there are many financial habits you might have which are considered illegal. You might be doing them as everyone else is doing or you are just trying to help someone. Although there are less chances that you might be caught but the consequences of these financial habits can […]

Is It Possible to Live Without Loans?

Do you feel that it’s impossible to live without loans? Think twice! It might appear difficult, but you can live without debt by following a practical and disciplined lifestyle. It will require willpower and strong commitment, but not a single penny of your hard earned money should be wasted. Here are some ways that will […]

The Major Differences Between Payday Loans and Installment Loans

Payday loans are convenient ways to pay for items between paychecks. Installment loans have terms for repayment that can be spread out over many years. Most payday loans are expected to be repaid within a few weeks. Here are more differences between these two types of loans: Why Payday Loans are Different than Installment Loans […]

Frugal Habits of the World’s Richest People You Should Follow

Everyone wants to live a luxurious life. But have you ever looked at the lifestyle of the world’s richest people? You will be surprised to know that they stay away from luxuries and live frugal lives. Frugal habits might be one of the reasons they have maintained larger bank accounts and are wealthy today. Let’s […]

3 Retirement Planning Lessons You Can Take Away from the Olympics

According to the article published on the Time’s Money, the 2016 Olympic Games in Rio not only taught us about intense competition, and the drive to excel, but also offered valuable lessons that can be applied to achieving success in your retirement planning. The 3 important retirement planning lessons as discussed in this article are: […]

Why CashOne Is the Most Trustworthy Payday Loan Company in the US

As there have been negative reviews about payday loans these days, it has become difficult to trust any payday loan company in case of a financial emergency. If you are looking for a trustworthy payday loan company in the US, CashOne is the perfect partner to help you get through your short-term financial crunches. We […]

40 Best U.S. Retirement Cities

Retirement can be synonymous with relaxation and exploration, but ultimately it is a time in life when an individual stops working completely. In this phase of life one might consider moving to a more peaceful place with excellent weather conditions along with rich cultural heritage and lower living costs. Here are the top 40 places […]

What Would Happen if Payday Loans Are Outlawed [Infographic]

As there have been some restrictions on payday lending in certain states, there is a possibility that they would be outlawed. But if they are banned, it could affect the customers who expect to meet their financial emergency needs with the help of these loans. They will have no viable alternatives available in case of […]

5 Craziest Things People Do to Be Debt-Free

Owing money, whether it’s to the bank or to a relative, isn’t a good feeling. If you’ve ever owed somebody $20 and had them ask for it back, you know that repaying money can make any situation pretty uncomfortable. The fact that debt makes people so nervous also leads to lots of repayment schemes that […]